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CREDIT REPORT

Credit reports are key to helping you confidently protect and manage your identity. You can rest assured - reviewing your report does not negatively impact your standing or score.

Financial institutions, employers and insurers use credit reports to gain insight into your financial profile. Because they provide a record of your present and past credit use, credit reports may determine whether or not you will be offered credit, and on what terms. Inaccurate or fraudulent account information on credit reports can result in denial of credit, higher loan and insurance rates and even rejection for employment. The Federal Trade Commission (FTC) has prepared A Summary of Your Rights Under the Fair Credit Reporting Act, you may also find additional information on their website www.FTC.gov/credit.

Understanding your credit score and the factors that impact it will prepare you to make the best possible decisions for your financial future. Want help reading your report? We've prepared a quick educational guide for you: How to Read, Use and Act on Your Credit Report. If you find inaccurate information on your report, you may contact one of our Credit Specialists to help dispute this information directly with the credit reporting agencies.

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Three Bureau Credit Report
One Bureau Credit Report
Reference # M74299704 Report Date: 07/13/2026
Quick Links: Credit Score / Summary / Account History / Inquiries /  Creditor Contacts
Customer Statement
TransUnion: -
Experian: -
Equifax: -
Personal Information
Below is your personal information as it appears in your credit file. This information includes your legal name, current and previous addresses, employment information and other details.
TransUnion Experian Equifax
Credit Report Date: 07/13/2026 - 07/13/2026 - 07/13/2026 -
Name:
CHRISTOPHER  C  JOHNSTON
-
CHRISTOPHER  JOHNSTON
-
CHRISTOPHER  CHARLES  JOHNSTON
-
Also Known As:
JOHNSTON,CHRIS,C
JOHNSON,CURTIS,R
JOHNSON,CHRIS
- 		-
JOHNSTON  C  CHRISTOPHER
CHRISTOPHER  JOHNSTON
CHRIS  JOHNSTON
-
Former: - - -
Date of Birth:
1970
-
1970
-
1970
-
Current Address(es):
185 HALL ST 413
 BROOKLYN, NY
 11205
01/2016
-
185 HALL ST APT 413
 BROOKLYN, NY
 11205-5061
04/2026
-
185 HALL ST APT 413
 BROOKLYN, NY
 11205
07/2026
-
Previous Address(es):
30 STERLING PL
 BROOKLYN, NY
 11217
04/2001
10750 SW 11TH ST B211
 MIAMI, FL
 33174
04/2011
-
30 STERLING PL
 BROOKLYN, NY
 11217-3204
07/2024
750 NE 62ND ST APT 113
 MIAMI, FL
 33138
12/2004
-
1719 W CEDAR ST
 ALLENTOWN, PA
 18104
06/2025
774 ROUTE 524
 ALLENTOWN, NJ
 08501
10/2017
750 NE 62ND ST APT 113
 MIAMI, FL
 33138
10/2017
30 STERLING PL APT 1
 BROOKLYN, NY
 11217
07/2026
10750 SW 11TH ST APT B211
 MIAMI, FL
 33174
10/2017
2743 E TONAPAH
 LAS VEGAS, NV
 89102
10/2017
-
Employers:
PC TECH TV
-
PCTECHTV
GSP MEDIA
-
METAPHOR ENTERTAINME
GHOST MEDIA
FIU
-
Back to Top FICO® Score
Your Credit Score is a representation of your overall credit health. Most lenders utilize some form of credit scoring to help determine your credit worthiness.
TransUnion Experian Equifax
FICO® Score 8: 571 519 514
Lender Rank: Poor Poor Poor
FICO® Score 8 Scale: 300-850 300-850 300-850
Industry Score
FICO® Auto Score 2: - - -
FICO® Auto Score 8: - - -
FICO® Score 2: - - -
FICO® Bankcard Score 2: - - -
FICO® Score 3: - - -
FICO® Bankcard Score 8: - - -
Score Factors
TransUnion:
FICO® Score 8: [-] [+]
Recent missed payment. [-] [+]
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
 Recent missed payment.
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
High credit usage. [-] [+]
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
 High credit usage.
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
Bad payment history. [-] [+]
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
 Bad payment history.
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
Negative items. [-] [+]
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
 Negative items.
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
-
Experian:
FICO® Score 8: [-] [+]
Recent missed payment. [-] [+]
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
 Recent missed payment.
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
Bad payment history. [-] [+]
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
 Bad payment history.
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
High credit usage. [-] [+]
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
 High credit usage.
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
Negative items. [-] [+]
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
 Negative items.
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
-
Equifax:
FICO® Score 8: [-] [+]
Recent missed payment. [-] [+]
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
 Recent missed payment.
You recently missed a payment or had a derogatory indicator reported on your credit report. Generally speaking, people who consistently pay their bills on time are less risky compared to people with recently missed payments. As missed payments age, they have less impact on a FICO® Score.
The presence of missed late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk.
High credit usage. [-] [+]
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
 High credit usage.
You've made heavy use of your available revolving credit.
The FICO® Score evaluates balances in relation to available credit on revolving accounts. The extent of a person’s credit usage is one of the most important factors considered by a FICO® Score. Your FICO® Score was lowered due to higher credit utilization. Note, consolidating or moving debt from oneaccount to another will usually not change the total amount owed.
Bad payment history. [-] [+]
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
 Bad payment history.
You have one or more accounts showing missed payments or derogatory indicators.
The presence of missed and late payments or derogatory indicators on a credit report, including the number of late payments, how late they were and how recently they occurred, are correlated with future credit risk. Your FICO® Score was lowered due to the number of missed and late payments and/or accounts with derogatory indicators reported. As the number of accounts with delinquency or derogatory indicators decreases, they have less impact on a FICO® Score.
Negative items. [-] [+]
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
 Negative items.
You have a serious delinquency or derogatory indicator, public record and/or collection on your credit report.
The presence of a serious delinquency or derogatory indicator and a derogatory public record or collection is a powerful predictor of future payment risk. Most collections, public records and delinquencies stay on the report for no more than seven years – though there are certain items that could remain longer. As these items age, they will have less impact on the FICO® Score. Satisfying the public record or paying off the collection will not remove the item from a credit report. And it will still be considered by a FICO® Score as long as it is reported.
-

The score(s) on your MyScoreIQ credit report (using the FICO® Score model) are provided as a tool to help you understand how lenders may view the data contained in your credit reports and evaluate your credit risk. We provide these scores solely for educational purposes. MyScoreIQ does not offer credit; delivery of these scores does not qualify you for any loan. The scoring model your lender uses may be different than the FICO® Score. As a result, the score and score factors we have delivered may show differences when compared to the score and score factors produced by your lender's scoring model. Please also understand that lenders use multiple sources of information when underwriting a loan and making lending decisions. Credit scores are just one factor that may be used and each lender will have different criteria they consider.

MyScoreIQ provides informational materials along with your credit report(s) and score(s) these materials are educational in nature and intended to broaden your understanding of how credit scoring works. They should not be construed as advice in handling your financial problems or making financial decisions. If you are having trouble keeping up with your bill payments or experiencing other financial difficulties, please contact a non-profit credit counseling service for assistance. These materials are for educational purposes only.

Below is an overview of your present and past credit status including open and closed accounts and balance information.
TransUnion Experian Equifax
Total Accounts: 27 24 27
Open Accounts: 7 8 7
Closed Accounts: 10 16 12
Delinquent: 2 8 18
Derogatory: 20 15 18
Collection: 9 6 5
Balances: $36,544.00 $28,107.00 $39,559.00
Payments: $219.00 $219.00 $983.00
Public Records: - - -
Inquiries(2 years): 2 2 -
Back to Top Account History
Information on accounts you have opened in the past is displayed below.
CB INDIGO/CCI
TransUnion Experian Equifax
Account #: 534348XXXXXX 534348XXXXXX 534348XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $55.00 $55.00 $51.00
Date Opened: 12/17/2025 12/17/2025 12/17/2025
Balance: $1,098.00 $1,098.00 $1,026.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,098.00 $1,098.00 $1,026.00
Credit Limit: $700.00 $700.00 $700.00
Past Due: $213.00 $213.00 $165.00
Payment Status: 120 days past due Past due 150 days At least 120 days or more than four payments past due
Last Reported: 07/10/2026 07/10/2026 06/10/2026
Comments: - -
Date Last Active: 07/10/2026 07/01/2026 06/10/2026
Date of Last Payment: - Unknown -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion 120 90 60 30 OK OK
Experian 120 120 90 60 30 OK OK
Equifax 90 60 30 OK OK OK
CELTIC BANK/CONTFINCO
TransUnion Experian Equifax
Account #: 534636XXXXXX 534636XXXXXX 534636XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -
Date Opened: 01/05/2022 01/05/2022 01/05/2022
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $660.00 - -
Credit Limit: $500.00 $500.00 $500.00
Past Due: $0.00 - -
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 06/21/2022 06/21/2022 06/21/2022
Comments:
Purchased by another lender
-
CHARGED OFF ACCOUNT
Date Last Active: 06/21/2022 04/01/2022 06/21/2022
Date of Last Payment: - - -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20
TransUnion
Experian 30 OK OK
Equifax CO CO 30 OK OK
CAPITAL ONE BANK USA
TransUnion Experian Equifax
Account #: - - 517805XXXXXX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Authorized User
Account Status: - - Other
Monthly Payment: - - $48.00
Date Opened: - - 10/24/2021
Balance: - - $1,334.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $1,334.00
Credit Limit: - - $1,000.00
Past Due: - - $243.00
Payment Status: - - At least 120 days or more than four payments past due
Last Reported: - - 07/24/2025
Comments:
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - - 07/24/2025
Date of Last Payment: - - 02/01/2025
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 25 25 25 25 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23
TransUnion
Experian
Equifax 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 21 21 21 21 21 21
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
CAPITAL ONE BANK USA
TransUnion Experian Equifax
Account #: - - 552342XXXXXX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Authorized User
Account Status: - - Other
Monthly Payment: - - $86.00
Date Opened: - - 11/04/2021
Balance: - - $2,390.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $2,390.00
Credit Limit: - - $1,000.00
Past Due: - - $334.00
Payment Status: - - At least 120 days or more than four payments past due
Last Reported: - - 07/19/2025
Comments:
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - - 07/19/2025
Date of Last Payment: - - 02/01/2025
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 25 25 25 25 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23
TransUnion
Experian
Equifax 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 21 21 21 21 21 21
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
AMEX
TransUnion Experian Equifax
Account #: 349992XXXXXXXXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Closed - -
Monthly Payment: $0.00 - -
Date Opened: 09/13/2014 - -
Balance: $4,726.00 - -
No. of Months (terms): - - -
High Credit: $4,726.00 - -
Credit Limit: $0.00 - -
Past Due: $4,726.00 - -
Payment Status: Charged off as bad debt - -
Last Reported: 01/13/2021 - -
Comments:
Account information disputed by consumer
Date Last Active: 01/13/2021 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
AMEX
TransUnion Experian Equifax
Account #: 349992XXXXXXXXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Closed - -
Monthly Payment: $0.00 - -
Date Opened: 08/19/2014 - -
Balance: $3,312.00 - -
No. of Months (terms): - - -
High Credit: $3,324.00 - -
Credit Limit: $0.00 - -
Past Due: $3,312.00 - -
Payment Status: Charged off as bad debt - -
Last Reported: 01/11/2021 - -
Comments:
Account information disputed by consumer
Date Last Active: 01/11/2021 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
AMERICAN EXPRESS
TransUnion Experian Equifax
Account #: - - -34999XXXXXXXXXXX
Account Type: - - Open Account
Account Type - Detail: - - Open Account
Bureau Code: - - Individual Account
Account Status: - - Closed
Monthly Payment: - - -
Date Opened: - - 09/13/2014
Balance: - - $4,726.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $4,726.00
Credit Limit: - - -
Past Due: - - $4,726.00
Payment Status: - - Charge-off
Last Reported: - - 01/13/2021
Comments:
CHARGED OFF ACCOUNT
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - - 01/13/2021
Date of Last Payment: - - -
Extended Payment History
Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19
TransUnion
Experian
Equifax OK OK OK OK OK OK CO OK OK CO OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 18 18 18 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
AMERICAN EXPRESS
TransUnion Experian Equifax
Account #: - - -34999XXXXXXXXXXX
Account Type: - - Open Account
Account Type - Detail: - - Open Account
Bureau Code: - - Individual Account
Account Status: - - Closed
Monthly Payment: - - -
Date Opened: - - 08/19/2014
Balance: - - $3,312.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $3,324.00
Credit Limit: - - -
Past Due: - - $3,312.00
Payment Status: - - Charge-off
Last Reported: - - 01/11/2021
Comments:
CHARGED OFF ACCOUNT
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - - 01/11/2021
Date of Last Payment: - - -
Extended Payment History
Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19
TransUnion
Experian
Equifax CO CO CO CO CO CO CO 120 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK
Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 18 18 18 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
AFFINITY FCU
TransUnion Experian Equifax
Account #: 968804XXX 968804XXX 968804XXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 01/20/2014 01/20/2014 01/20/2014
Balance: $515.00 $515.00 $515.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $515.00 - -
Credit Limit: $350.00 $350.00 $350.00
Past Due: $515.00 $515.00 $515.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 06/10/2026 07/01/2026 07/01/2026
Comments:
Profit and loss writeoff
-
CHARGED OFF ACCOUNT
Date Last Active: 06/10/2026 06/01/2020 07/01/2026
Date of Last Payment: 10/07/2019 10/07/2019 10/01/2019
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion
Experian
Equifax CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18
TransUnion
Experian 120 120 120 90 60 30 OK OK OK OK
Equifax
BANK OF AMERICA
TransUnion Experian Equifax
Account #: XXXX XXXX -
Account Type: Revolving account REVOLVING -
Account Type - Detail: Revolving account Credit Card -
Bureau Code: Individual account Individual -
Account Status: Closed Closed -
Monthly Payment: $0.00 - -
Date Opened: 09/03/2014 09/03/2014 -
Balance: $2,556.00 $2,556.00 -
No. of Months (terms): - Revolving -
High Credit: $2,556.00 - -
Credit Limit: $1,200.00 $1,200.00 -
Past Due: $2,556.00 $2,556.00 -
Payment Status: Charged off as bad debt Charge-off -
Last Reported: 07/07/2026 07/05/2026 -
Comments:
Canceled by credit grantor
-
Date Last Active: 07/07/2026 11/01/2022 -
Date of Last Payment: 01/31/2020 01/31/2020 -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
BANK OF AMERICA
TransUnion Experian Equifax
Account #: - - 440066XXXXXXXXXX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Individual Account
Account Status: - - Closed
Monthly Payment: - - -
Date Opened: - - 09/03/2014
Balance: - - $2,556.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - -
Credit Limit: - - $1,200.00
Past Due: - - $2,556.00
Payment Status: - - Charge-off
Last Reported: - - 07/07/2026
Comments:
CHARGED OFF ACCOUNT
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - - 07/07/2026
Date of Last Payment: - - 01/01/2020
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO OK OK OK OK
CREDIT ONE BANK NA
TransUnion Experian Equifax
Account #: 444796XXXXXX 444796XXXXXX 444796XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - $634.00
Date Opened: 11/14/2025 11/14/2025 11/14/2025
Balance: $873.00 $873.00 $873.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $873.00 - $873.00
Credit Limit: $500.00 $500.00 $500.00
Past Due: $873.00 $873.00 $239.00
Payment Status: Charged off as bad debt Charge-off At least 120 days or more than four payments past due
Last Reported: 06/28/2026 06/28/2026 06/26/2026
Comments:
First payment never received
-
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: 06/28/2026 06/01/2026 06/26/2026
Date of Last Payment: - - -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian 120 120 90 60 30 OK OK
Equifax 120 120 90 60 30 OK OK
DISCOVERC
TransUnion Experian Equifax
Account #: 601120XXXXXX 601120XXXXXX 601120XXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 08/26/2014 08/26/2014 08/26/2014
Balance: $11,792.00 $11,792.00 $11,792.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $11,792.00 - -
Credit Limit: $2,000.00 $2,000.00 $2,000.00
Past Due: $11,792.00 $11,792.00 $11,792.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 06/15/2026 06/15/2026 06/15/2026
Comments:
Dispute resolved reported by grantor
Account previously in dispute — now resolved, reported by data furnisher (To be used for FCRA or FCBA disputes)
CHARGED OFF ACCOUNT
Date Last Active: 06/15/2026 11/01/2020 06/15/2026
Date of Last Payment: 03/16/2020 03/16/2020 03/01/2020
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20
TransUnion
Experian 120 120 120 90
Equifax CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18
TransUnion
Experian 60 30 OK 30 OK OK OK OK OK OK OK OK
Equifax
JPMCB CARD
TransUnion Experian Equifax
Account #: 414740XXXXXX 414740XXXXXX 414740XXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 08/18/2014 08/18/2014 08/18/2014
Balance: $1,437.00 $1,437.00 $1,437.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,758.00 - -
Credit Limit: $1,700.00 $1,700.00 $1,700.00
Past Due: $1,437.00 $1,437.00 $1,437.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 07/03/2026 07/03/2026 07/03/2026
Comments:
Canceled by credit grantor
-
CHARGED OFF ACCOUNT
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: 07/03/2026 12/01/2020 07/03/2026
Date of Last Payment: 02/27/2020 02/27/2020 02/01/2020
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion
Experian 120 120 120 90
Equifax OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18
TransUnion
Experian 60 30 OK OK OK OK OK OK OK OK OK OK
Equifax
MERRICK BANK CORP
TransUnion Experian Equifax
Account #: 546316XXXXXX 546316XXXXXX 546316XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 11/22/2021 11/22/2021 11/22/2021
Balance: $1,783.00 $1,783.00 $1,783.00
No. of Months (terms): - Revolving -
High Credit: $1,966.00 - -
Credit Limit: $1,400.00 $1,400.00 $1,400.00
Past Due: $1,783.00 $1,783.00 $1,783.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 07/02/2026 07/02/2026 05/07/2026
Comments:
Dispute resolved reported by grantor
Account previously in dispute — now resolved, reported by data furnisher (To be used for FCRA or FCBA disputes)
CHARGED OFF ACCOUNT
Date Last Active: 07/02/2026 10/01/2023 05/07/2026
Date of Last Payment: 02/02/2022 02/02/2022 02/01/2022
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian 120 120 120 90 60 30 OK OK OK OK OK OK OK OK
Equifax CO CO CO CO CO CO CO CO CO CO 120 120 120 90 60 30 OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion
Experian OK OK OK OK OK OK OK OK
Equifax OK OK OK
SPARROW FINANCIAL INC/
TransUnion Experian Equifax
Account #: 611346XXXXXX 611346XXXXXX 611346XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $35.00 $35.00 $35.00
Date Opened: 12/16/2025 12/16/2025 12/16/2025
Balance: $538.00 $538.00 $538.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $538.00 $538.00 $538.00
Credit Limit: $300.00 $300.00 $300.00
Past Due: $215.00 $215.00 $215.00
Payment Status: 120 days past due Past due 120 days At least 120 days or more than four payments past due
Last Reported: 06/10/2026 06/10/2026 06/30/2026
Comments:
Canceled by credit grantor
-
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: 06/10/2026 05/01/2026 06/30/2026
Date of Last Payment: - Unknown -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion 90 60 30 OK OK
Experian 120 90 60 30 OK OK
Equifax 90 60 30 OK OK OK
ALDOUS  (Original Creditor: 05 BLINK FITNESS)
TransUnion Experian Equifax
Account #: XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 06/08/2022 - -
Balance: $101.00 - -
No. of Months (terms): - - -
High Credit: $101.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 05/31/2026 - -
Comments:
Placed for collection
Date Last Active: 05/31/2026 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
ALDOUS  (Original Creditor: 05 BLINK FITNESS)
TransUnion Experian Equifax
Account #: XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 06/08/2022 - -
Balance: $101.00 - -
No. of Months (terms): - - -
High Credit: $101.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 05/31/2026 - -
Comments:
Placed for collection
Date Last Active: 05/31/2026 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
ALDOUS  (Original Creditor: 05 BLINK FITNESS)
TransUnion Experian Equifax
Account #: XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 06/08/2022 - -
Balance: $197.00 - -
No. of Months (terms): - - -
High Credit: $197.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 05/31/2026 - -
Comments:
Placed for collection
Date Last Active: 05/31/2026 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
JEFFERSON CAPITAL SYST  (Original Creditor: FORTIVA CREDIT CARD)
TransUnion Experian Equifax
Account #: 368761XXX 368761XXXX 368761XXXX
Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 01/19/2023 01/19/2023 01/19/2023
Balance: $926.00 $926.00 $926.00
No. of Months (terms): - 1 Month -
High Credit: $926.00 $926.00 $926.00
Credit Limit: - - -
Past Due: - $926.00 $926.00
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: 06/26/2026 06/27/2026 06/27/2026
Comments:
Placed for collection
-
COLLECTION ACCOUNT
Date Last Active: 06/26/2026 01/01/2023 06/27/2026
Date of Last Payment: - - -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO OK CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO OK OK OK OK
LVNV FUNDING LLC  (Original Creditor: MILESTONE BANK OF MISSOURI)
TransUnion Experian Equifax
Account #: 549806XXXXXX 549806XXXXXXXXXX 549806XXXXXXXXXX
Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 02/27/2023 02/27/2023 02/27/2023
Balance: $1,082.00 $1,082.00 $1,082.00
No. of Months (terms): - 1 Month -
High Credit: $1,082.00 $1,082.00 $1,082.00
Credit Limit: - - -
Past Due: - $1,082.00 $1,082.00
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: 07/07/2026 06/02/2026 07/07/2026
Comments:
Placed for collection
-
COLLECTION ACCOUNT
Date Last Active: 07/07/2026 02/01/2023 07/07/2026
Date of Last Payment: - - -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax OK CO CO CO CO CO CO CO CO CO CO CO CO CO OK OK OK
LVNV FUNDING LLC  (Original Creditor: CREDIT ONE BANK N.A.)
TransUnion Experian Equifax
Account #: 444796XXXXXX 444796XXXXXXXXXX 444796XXXXXXXXXX
Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 12/20/2023 12/20/2023 12/20/2023
Balance: $837.00 $837.00 $837.00
No. of Months (terms): - 1 Month -
High Credit: $837.00 $837.00 $837.00
Credit Limit: - - -
Past Due: - $837.00 $837.00
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: 06/02/2026 06/02/2026 07/07/2026
Comments:
Placed for collection
-
COLLECTION ACCOUNT
Date Last Active: 06/02/2026 12/01/2023 07/07/2026
Date of Last Payment: - - -
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO
Equifax OK CO CO CO CO OK OK
MIDLAND CRED  (Original Creditor: 01 FIRST ELECTRONIC BANK)
TransUnion Experian Equifax
Account #: 3XXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 04/27/2023 - -
Balance: $1,165.00 - -
No. of Months (terms): - - -
High Credit: $1,165.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 07/03/2026 - -
Comments:
Placed for collection
Date Last Active: 07/03/2026 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
MIDLAND CRED  (Original Creditor: 01 CELTIC BANK)
TransUnion Experian Equifax
Account #: 3XXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 03/28/2023 - -
Balance: $918.00 - -
No. of Months (terms): - - -
High Credit: $918.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 07/03/2026 - -
Comments:
Placed for collection
Date Last Active: 07/03/2026 - -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
MIDLAND CREDIT MANAGEM  (Original Creditor: FIRST ELECTRONIC BANK)
TransUnion Experian Equifax
Account #: - 322112XXX 322112XXX
Account Type: - INSTALLMENT Open Account
Account Type - Detail: - Debt Buyer Open Account
Bureau Code: - Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: - 04/27/2023 04/27/2023
Balance: - $1,165.00 $1,165.00
No. of Months (terms): - 1 Month -
High Credit: - $1,165.00 $1,165.00
Credit Limit: - - -
Past Due: - $1,165.00 $1,165.00
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: - 07/03/2026 07/03/2026
Comments: -
COLLECTION ACCOUNT
Date Last Active: - 04/01/2023 07/03/2026
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO OK OK OK OK OK OK OK OK
MIDLAND CREDIT MANAGEM  (Original Creditor: CELTIC BANK)
TransUnion Experian Equifax
Account #: - 321459XXX 321459XXX
Account Type: - INSTALLMENT Open Account
Account Type - Detail: - Debt Buyer Open Account
Bureau Code: - Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: - 03/28/2023 03/28/2023
Balance: - $918.00 $918.00
No. of Months (terms): - 1 Month -
High Credit: - $918.00 $918.00
Credit Limit: - - -
Past Due: - $918.00 $918.00
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: - 07/03/2026 07/03/2026
Comments: -
COLLECTION ACCOUNT
Date Last Active: - 03/01/2023 07/03/2026
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO OK OK OK OK OK OK OK
PORTFOLIO RECOV ASSOC  (Original Creditor: CAPITAL ONE BANK USA N.A.)
TransUnion Experian Equifax
Account #: 517805XXXXXX 517805XXXXXXXXXX -
Account Type: Open account INSTALLMENT -
Account Type - Detail: Open account Debt Buyer -
Bureau Code: Individual account Individual -
Account Status: - NotsatisfyingF20_TRADE -
Monthly Payment: - - -
Date Opened: 09/17/2021 09/17/2021 -
Balance: $238.00 $238.00 -
No. of Months (terms): - 1 Month -
High Credit: $238.00 $238.00 -
Credit Limit: - - -
Past Due: - $238.00 -
Payment Status: - Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department -
Last Reported: 07/02/2026 07/02/2026 -
Comments:
Placed for collection
-
Date Last Active: 07/02/2026 09/01/2021 -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO
Equifax
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion
Experian CO CO CO CO CO CO CO
Equifax
CITICARDS CBNA
TransUnion Experian Equifax
Account #: 542418XXXXXX 542418XXXXXX 542418XXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Secured Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 10/26/2019 10/26/2019 10/26/2019
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $226.00 $226.00 $226.00
Credit Limit: $200.00 $200.00 $200.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 06/26/2026 06/26/2026 06/26/2026
Comments: - - -
Date Last Active: 06/26/2026 06/01/2026 06/26/2026
Date of Last Payment: 05/12/2026 05/12/2026 05/01/2026
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18
TransUnion
Experian OK OK OK OK OK OK OK OK
Equifax
CAPITAL ONE
TransUnion Experian Equifax
Account #: 517805XXXXXX 517805XXXXXX 517805XXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $25.00 $25.00 $25.00
Date Opened: 06/05/2024 06/05/2024 06/05/2024
Balance: $226.00 $226.00 $226.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $327.00 $327.00 $327.00
Credit Limit: $300.00 $300.00 $300.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 06/19/2026 06/19/2026 06/19/2026
Comments: - - -
Date Last Active: 06/19/2026 06/01/2026 06/19/2026
Date of Last Payment: 06/16/2026 06/16/2026 06/01/2026
Extended Payment History
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul
Year 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22
TransUnion
Experian OK
Equifax OK
MISSION LANE TAB BANK
TransUnion Experian Equifax
Account #: 431503XXXXXX 431503XXXXXX 431503XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 11/03/2021 11/03/2021 11/03/2021
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $932.00 $932.00 $932.00
Credit Limit: $850.00 $850.00 $850.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 07/02/2026 07/02/2026 07/03/2026
Comments: - - -
Date Last Active: 07/02/2026 07/01/2026 07/03/2026
Date of Last Payment: 12/21/2025 12/21/2025 12/01/2025
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion OK
Experian OK OK OK OK OK OK OK OK
Equifax OK
THD/CBNA
TransUnion Experian Equifax
Account #: 603532XXXXXX 603532XXXXXX 603532XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $29.00 $29.00 $29.00
Date Opened: 11/24/2012 11/24/2012 11/24/2012
Balance: $296.00 $296.00 $296.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $2,281.00 $2,281.00 $2,281.00
Credit Limit: $500.00 $500.00 $500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 07/05/2026 07/06/2026 07/06/2026
Comments: - - -
Date Last Active: 07/05/2026 07/01/2026 07/06/2026
Date of Last Payment: 06/30/2026 06/30/2026 06/01/2026
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK
Equifax
TD BANK NA
TransUnion Experian Equifax
Account #: 483950XXXXXX 483950XXXXXX 483950XXXXXXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $35.00 $35.00 $35.00
Date Opened: 06/16/2021 06/16/2021 06/16/2021
Balance: $361.00 $361.00 $361.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $2,153.00 $2,153.00 $2,153.00
Credit Limit: $2,000.00 $2,000.00 $2,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 07/04/2026 07/04/2026 07/06/2026
Comments: - - -
Date Last Active: 07/04/2026 07/01/2026 07/06/2026
Date of Last Payment: 06/28/2026 06/28/2026 06/01/2026
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK
US BANK
TransUnion Experian Equifax
Account #: 403784XXXXXX XXXX 403784XXXXXX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Secured Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $40.00 $40.00 $40.00
Date Opened: 06/11/2021 06/11/2021 06/11/2021
Balance: $1,466.00 $1,466.00 $1,466.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,535.00 $1,535.00 $1,535.00
Credit Limit: $1,500.00 $1,500.00 $1,500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 07/07/2026 07/07/2026 07/07/2026
Comments: - - -
Date Last Active: 07/07/2026 07/01/2026 07/07/2026
Date of Last Payment: 02/17/2026 02/17/2026 02/01/2026
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20
TransUnion OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK
AMEX
TransUnion Experian Equifax
Account #: - 349992XXXXXX -
Account Type: - REVOLVING -
Account Type - Detail: - Credit Card -
Bureau Code: - Individual -
Account Status: - Other -
Monthly Payment: - - -
Date Opened: - 09/13/2014 -
Balance: - - -
No. of Months (terms): - 1 Month -
High Credit: - - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - No status -
Last Reported: - 01/13/2021 -
Comments:
Account in dispute under Fair Credit Billing Act
Date Last Active: - 06/01/2020 -
Date of Last Payment: - - -
Extended Payment History
Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 26 26 26 26 26 26 26 25 25 25 25 25 25 25 25 25 25 25 25 24 24 24 24 24
TransUnion
Experian
Equifax
BARCLAYS BANK DELAWARE
TransUnion Experian Equifax
Account #: 000219XXXXX 000219XXXXX 219310XX
Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 08/18/2014 08/18/2014 08/18/2014
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $3,635.00 $3,635.00 $3,635.00
Credit Limit: $3,000.00 $3,000.00 $3,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 09/19/2016 09/19/2016 09/19/2016
Comments:
Canceled by credit grantor
-
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: 09/19/2016 09/01/2016 09/19/2016
Date of Last Payment: - - -
Extended Payment History
Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
Year 16 16 16 16 16 16 16 16 16 15 15 15 15 15 15 15 15 15 15 15 15 14 14 14
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
Year 14 14 14 14 14 14 14 14 14 13 13 13 13 13 13 13 13 13 13 13 13 12 12 12
TransUnion OK OK
Experian OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
Year 12 12 12 12 12 12 12 12 12 11 11 11 11 11 11 11 11 11 11 11 11 10 10 10
TransUnion
Experian
Equifax OK OK OK OK
SEARS/CBNA
TransUnion Experian Equifax
Account #: - 504994XXXXXX 504994XXXXXX
Account Type: - REVOLVING Revolving
Account Type - Detail: - Charge Card Revolving
Bureau Code: - Individual Individual Account
Account Status: - Closed Closed
Monthly Payment: - - -
Date Opened: - 08/19/2014 08/19/2014
Balance: - - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: - - $0.00
Credit Limit: - $500.00 $500.00
Past Due: - - -
Payment Status: - Paid satisfactorily Pays account as agreed
Last Reported: - 09/26/2016 12/27/2019
Comments: -
ACCOUNT CLOSED BY CREDIT GRANTOR
Date Last Active: - 09/01/2016 12/27/2019
Date of Last Payment: - - -
Extended Payment History
Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18 18 18 18 18 17
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 15 15 15 15 15 15 15 15 15 15 15 14 14 14 14 14 14 14 14 14 14 14 14 13
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK
SYNCB/PC RICHARDS
TransUnion Experian Equifax
Account #: - - 601917XXXXXX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Individual Account
Account Status: - - Closed
Monthly Payment: - - -
Date Opened: - - 09/04/2014
Balance: - - $0.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $0.00
Credit Limit: - - $2,000.00
Past Due: - - -
Payment Status: - - Pays account as agreed
Last Reported: - - 09/25/2016
Comments: -
Date Last Active: - - 09/25/2016
Date of Last Payment: - - -
Extended Payment History
Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
Year 16 16 16 16 16 16 16 16 15 15 15 15 15 15 15 15 15 15 15 15 14 14 14 14
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
Year 14 14 14 14 14 14 14 14 13 13 13 13 13 13 13 13 13 13 13 13 12 12 12 12
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
Year 12 12 12 12 12 12 12 12 11 11 11 11 11 11 11 11 11 11 11 11 10 10 10 10
TransUnion
Experian
Equifax OK OK OK
Back to Top Inquiries
Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries such as these can remain on your credit file for up to two years.
Creditor Name Type of Business Date of inquiry Credit Bureau
CB/INDIGO Banks and S&Ls 12/16/2025 TransUnion
CREDIT ONE BANK NA Bank Credit Cards 11/13/2025 Experian
FINGERHUT/WEBBANK Finance Companies - non specific 09/08/2024 Experian
BRCLYSBANKDE Banks and S&Ls 08/16/2024 TransUnion
Back to Top Public Information
Below is an overview of your public records and can include details of bankruptcy filings, court records, tax liens and other monetary judgments. Public records typically remain on your Credit Report for 7 - 10 years.
None Reported
Back to Top Creditor Contacts
Information about how to contact people and/or organizations that appear on this credit report is listed below.
Creditor Name Address Phone Number
AMEX PO BOX 297871
FORT LAUDERDALE, FL 33329 		(800) 874-2717
AFFINITY FCU 73 MOUNTAINVIEW BLVD
BASKING RIDGE, NJ 07920 		(800) 325-0808
AFFINITY FEDERAL CRE PO BOX 621
BASKING RIDGE, NJ 07920-0621 		(800) 325-0808
AMERICAN EXPRESS PO BOX 981537
EL PASO, TX 79998-1537 		(800) 874-2717
BANK OF AMERICA PO BOX 982238
EL PASO, TX 79998 		(800) 421-2110
BARCLAYS BANK DELAWARE PO BOX 8803
WILMINGTON, DE 19899 		(888) 232-0780
BARCLAYS BANK DELAWA PO BOX 8803 ATT: CREDIT BUREAU
WILMINGTON, DE 19899-8803 		(888) 232-0780
CREDIT ONE BANK NA PO BOX 98875
LAS VEGAS, NV 89193 		(702) 269-1000
CELTIC BANK/CONTFINCO 4550 NEW LINDEN HILL RD
WILMINGTON, DE 19808 		(302) 456-1930
CB INDIGO/CCI PO BOX 4499
BEAVERTON, OR 97076 		(800) 353-5920
CITICARDS CBNA PO BOX 6241
SIOUX FALLS, SD 57117 		(800) 950-5114
CAPITAL ONE PO BOX 31293
SALT LAKE CITY, UT 84131 		(800) 955-7070
CREDIT ONE BANK PO BOX 98873
LAS VEGAS, NV 89193-8873 		(877) 825-3242
CAPITAL ONE BANK USA PO BOX 31293
SALT LAKE CITY, UT 84131-1293 		(800) 955-7070
CB INDIGO PO BOX 4499
BEAVERTON, OR 97076-4499 		(800) 353-5920
CELTICBANK/CONTINENT 4550 NEW LINDEN HILL RD STE 40
WILMINGTON, DE 19808 		(866) 449-4514
DISCOVERC PO BOX 30939
SALT LAKE CITY, UT 84130 		(800) 347-2683
DISCOVER CARD PO BOX 30939 ATT:CMS/PROD DEVELOP
SALT LAKE CITY, UT 84130-0939 		(800) 347-2683
FINGERHUT/WEBBANK 7075 FLYING CLOUD DR
EDEN PRAIRIE, MN 55344 		(866) 734-0342
JPMCB CARD PO BOX 15369
WILMINGTON, DE 19850 		(800) 945-2000
JEFFERSON CAPITAL SYST 200 14TH AVE E
SARTELL, MN 56377 		(866) 219-0725
JEFFERSON CAPITAL LL 200 14TH AVE E
SARTELL, MN 56377 		(866) 219-0725
JPMCB CARD SERVICES PO BOX 15369
WILMINGTON, DE 19850-5369 		(800) 945-2000
LVNV FUNDING LLC PO BOX 1269
GREENVILLE, SC 29602 		(866) 464-1183
MERRICK BANK CORP PO BOX 9201
OLD BETHPAGE, NY 11804 		BYMAILONLY
MIDLAND CREDIT MANAGEM 320 E BIG BEAVER RD STE
TROY, MI 48083 		(877) 822-0381
MISSION LANE TAB BANK 1504 BELLEVILLE ST
RICHMOND, VA 23230 		(855) 570-3732
MIDLAND CREDIT MANAG 320 E BIG BEAVER RD STE 300 100
TROY, MI 48083-1271 		(877) 822-0381
MISSION LANE TAB BAN PO BOX 105286
ATLANTA, GA 30348 		(855) 790-8860
MERRICK BANK PO BOX 9201 10705 S JORDAN GTW
OLD BETHPAGE, NY 11804-9001 		(801) 545-6400
PORTFOLIO RECOV ASSOC 120 CORPORATE BLVD
NORFOLK, VA 23513 		(757) 519-9300
SPARROW FINANCIAL INC/ 9450 SW GEMINI DR # 8744
BEAVERTON, OR 97008 		(800) 939-9797
SEARS/CBNA PO BOX 6189
SIOUX FALLS, SD 57117 		BYMAILONLY
SPARROW FINANCIAL, I 6611 SOUTH LAS VEGAS BLVD SUIT
LAS VEGAS, NV 89123 		(800) 839-9797
SYNCB/PC RICHARDS PO BOX 71757
PHILADELPHIA, PA 19176-1757 		(866) 396-8254
THD/CBNA PO BOX 6497
SIOUX FALLS, SD 57117 		(800) 950-5114
TD BANK NA PO BOX 71466
PHILADELPHIA, PA 19176 		-
TD BANK PO BOX 71466
PHILADELPHIA, PA 19176--146 		(800) 462-3666
US BANK 4325 17TH AVE S
FARGO, ND 58125 		(866) 234-4750
U.S. BANK CBDISPUTES PO BOX 108
SAINT LOUIS, MO 63166 		(800) 285-8585
Back to Top Print this page Download this report
LegendX
OK Current 150 150 Days Late
  No Data Provided* 180 180 Days Late
  No Data Provided CO Chargeoff or Collection
30 30 Days Late RF Repossession or Foreclosure
60 60 Days Late PP Payment Plan
90 90 Days Late VS Voluntary Surrender
120 120 Days Late    
* Sometimes the credit bureaus do not have information from a particular month on file.

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